When it comes to selecting a home loan, I can help you make ‘educated’ decisions.  You will receive the benefits of my more than twenty-five years lending experience.  This, combined with my passion and experience teaching real estate finance courses at junior colleges, ensures that you will be fully informed before making decisions affecting your financial future.  I also teach ‘Real Estate Finance’ for the Sacramento Association of Realtors’® Real Estate Training Institute. In addition, you can find me teaching ‘The Home Buying Process’ and ‘Credit and Budgeting’ classes for the Sacramento Home Loan Counseling Center, where I received the award of ‘Outstanding Instructor’.

My personal guarantee to you, is that I will always put your needs first.  You will find that I am a person of my word and I tend to under-promise and over-deliver.  You will always receive honest answers to your questions.  I will keep you informed throughout the process and will always be available to you to answer any questions you may have.  I measure my success by the confidence you have to refer my services to your friends and family.

On a personal note, I am happily married for over eighteen years.  We are currently raising my six-year-old niece along with two dogs.  I am active in the community with Rotary and am a member of the Jesuit High School Alumni Association and the Sacramento Association of Realtors® Finance Committee.  I also find time to enjoy swimming, hiking, travel and fine wine.