The process of buying a new construction home is very different from purchasing a resale home. Our builder team has extensive experience financing these types of homes and understands the complexities and added need for consistent communication associated with these longer escrows. We work one-on-one with our buyers to help them navigate these hurdles, understand each step of the loan process, and ensure all their questions are answered. Because each buyer’s financial situation is unique, we’ll take time upfront to discuss the various financing options available.
Our team will work closely with your builder to help ensure a smooth loan process and better align the loan closing with the completion of the home. Our goal is to have you fully approved within 30 days (subject to appraisal and other acceptable conditions) to give you peace of mind knowing you are on your way to owning your brand new home.
We look forward to helping make the dream of buying a new construction home possible!
I believe trust is earned, and I will work hard to earn yours. I will take time upfront to educate you on the home loan process, so you will feel confident you know what to expect going forward. Through clear, consistent communication I will work hard to keep everyone updated throughout your loan process. I want you to feel assured that your loan is in good hands and that you are making the right financial decision.
In my free time, when I am not hard at work on my client’s loans, you will likely find me actively enjoying life scuba diving and sky diving. I am a gourmet chef and love to relax after work cooking. In addition, I have a black belt and Master designation in two different martial arts. I believe it’s important to stay active and involved in the community and enjoy supporting Big Brothers, Doctors Without Borders, and the American Cancer Society. I feel privileged to do what I am passionate about, and I believe if you love what you do, you will find joy every day.
I know that obtaining a home loan can feel daunting for most people, so I enjoy taking time upfront to educate my clients on the loan process to provide them the peace of mind that I will take good care of them and their loan. I will stay in constant communication with you throughout your loan process, but if at any time you have questions, I will be available by phone, text, email, or to meet in person.
Outside of helping my clients with their loans, I am a wife, mother, sister, aunt, grandmother, and friend. I’ve been happily married for 29 years and have three daughters, a son, and four beautiful granddaughters. In my free time, I enjoy spending quality time with my family and friends, taking hiking trips, experiencing new and delicious foods, and going to baseball games. Go San Francisco Giants!
As a second generation lender and native Sacramentan, he is committed to his career and community. He was a top producer for years prior to VITEK, working with several area builders. Beginning as a loan officer at Mason McDuffie/Weyerhaeuser, he rose to Assistant Branch Manager before moving to Criterion Mortgage Corporation as a co-owner.
Known as an outdoor adventurer, Mr. Duncan has been a licensed Real Estate Broker since 1983. He is a graduate of the Mortgage Bankers Association School of Mortgage Banking. A Certified Toastmaster, he has served and spoken numerous times to the Sacramento Association of Realtors® where he was recognized as Affiliate of the Year in 2000. Duncan earned his BA from the University of California, Davis in International Relations/Political Economy. He also attended one year at the Universidad Compultense in Madrid, Spain and is fluent in Spanish.
At National City Mortgage I spent my first 12 years as a Mortgage Loan Officer, where I built a team dedicated to new-home construction buyers. From there, I went on to be a Sales Manager and later a Branch Manager. In 2008, I joined Bank of America as a Unit Leader in their National Call Center and then transferred to their Modification Department. In 2012, I joined the vibrant and dedicated loan team here at VITEK Mortgage Group.
Buying a home is still one of the most prideful and important decisions a person can make and I've always felt honored to be a part of this life event with my customers. My mission has always been, and will continue to be, one of passion and purpose.