HomeStyle® Renovation Mortgage

The HomeStyle® Renovation mortgage allows borrowers to finance repairs and home improvements into a single purchase or refinance home loan.1 The program allows for financing of improvements up to 75% of the as-completed appraised value of the property.


HomeStyle® Renovation Mortgage:

  • No limitations on the type of improvements as long as they are permanently affixed and add value to the property
  • Available with owner-occupied residences, second home, or investment properties
  • Purchase or limited cash-out refinances
  • Finance: labor and materials; architect fees, permits, licenses; up to 20% contingency reserves for unforeseen extra costs in the renovation; up to six months of mortgage payments if the property must be vacated during construction

Contact us today to learn more about the HomeStyle® Renovation Mortgage home loan program.

HomeStyle® is a registered trademark of Fannie Mae. 1Restrictions apply. A contingency reserve of 10% of the hard and soft renovation costs is required for two- to four-unit properties; the contingency reserve may be financed or the borrower may fund it separately. Program guideline information may change without notice. Please contact us for the latest program guidelines.

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