Jumbo Home Loans

Jumbo home loans up to $3,000,000.

Conventional home loans over $417,000 are considered non-conforming or Jumbo loans. (Some high-cost counties may consider loans over $625,000 as non-conforming.) Currently, VITEK has both fixed-rate and adjustable (ARM) Jumbo loan options and offers Jumbo loans on primary residences and 2nd homes.

Program Guidelines:

  • Maximum loan amounts of $3,000,0001
  • Up to 90% loan-to-value on primary homes1 / Up to 80% loan-to-value on second homes1
  • Fixed and Adjustable Rate Mortgage (ARM) options
  • Minimum reserves required based on loan amount and program1

1Restrictions apply. Maximum financing varies based on multiple factors, such as credit score. For more information, contact VITEK today! Program guideline information may change without notice. Please contact us for the latest program guidelines.

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