Manufactured Home Loans
Purchase and Refinance Loans for Manufactured Homes!
If you are looking to purchase or refinance a manufactured home, we have FHA, VA, and Conventional financing available. Learn more about our manufactured home loans below.
Manufactured Home Loans:
- Purchase, rate/term refinances, and cash-out refinances
- Loan-to-value maximums:
- FHA: 96.5%*
- VA: 100%
- Conventional: 95%*
- Minimum loan amount of $65,000
- Double wide or larger units only (No single wides or conversions)
- Property must be affixed to a permanent foundation and titled as real property; additional restrictions apply – ask us for details
- Property can include a maximum of 5 acres when using FHA or VA financing (Ask us about conventional)
- Must have been built after June 15, 1976
- Home must already be affixed to property (Cannot be purchased and delivered)
*Maximum loan-to-value is dependent on transaction type (purchase or refinance). Restrictions may apply, so contact us for full program details. Program guideline information may change without notice. Please contact us for the latest program guidelines.