VA Home Loans

Did you know that eligible veterans can purchase a home with as little as 0% down payment required?


If you are actively serving in the armed forces, or are a veteran who received a discharge classified as Honorable or Under Honorable Conditions and served a minimum of 90 days active duty, you may qualify! The "VA Guaranteed Home Loan" is a loan program designed to make the dream of homeownership possible for eligible veterans.

VA Home Loan Benefits:

  • 100% financing*
  • No monthly PMI/Mortgage Insurance
  • Disabled Veterans are exempt from paying the VA Funding Fee
  • VA Loan Benefit may be used more than one time*
  • Veterans can purchase a home when stationed overseas as long as the spouse will be occupying the property*
  • Owner-occupied residence only
  • Seller can contribute up to 4% of the sales price
  • In-service Veterans can use quarters/housing allowance
  • Elligible borrowers can purchase a home again only 1 year after a short sale or 2 years after a foreclosure

VITEK Mortgage Group is a direct lender for VA loans, we can process your loan in-house.

To learn more about VA home loans, talk with your mortgage loan originator or contact us today.

*Restrictions apply. Subject to Veteran's available entitlement. Program guideline information may change without notice. Please contact us for the latest program guidelines.

We'll walk you through each step of the loan process.
Contact us today to get started!